Affordable housing in India targets low- to mid-income buyers and addresses India’s urban housing shortage. Backed by government incentives, it offers good end-user value and long-term investment potential, especially in early-stage projects with good location. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/what-is-affordable-housing-and-should-you-invest-in-it Country List: India
Gram panchayat property in Maharashtra offer low-cost housing options with high investment potential. However, buyers must ensure land use conversion, check for legal approvals, and be ready for limited infrastructure in developing areas. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/pros-and-cons-of-buying-gram-panchayat-property-in-maharashtra Country List: India
Gunthewari properties in Maharashtra are small plots carved from agricultural land. While affordable, they carry legal and construction risks. Buyers must verify permissions, documents, and approvals before investing to avoid future complications. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-gunthewari-property-in-maharashtra Country List: India
HUDA Housing Scheme offers affordable residential and commercial plots in Haryana via lottery. Eligible applicants can register online, apply, or bid in e-auctions. It targets economically weaker sections with low-income criteria. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/everything-you-need-to-know-about-huda-housing-scheme-in-haryana Country List: India
Stamp duty and registration charges in Maharashtra vary by property type, location, and buyer profile. Rates range from 4%–7% for stamp duty and 1% for registration. Charges can be paid online via GRAS or offline through stamp paper or franking. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-stamp-duty-and-registration-charges-in-maharashtra-in-2022 Country List: India
A home loan EMI calculator helps estimate your monthly payments based on loan amount, interest rate, and tenure. It offers accurate, quick insights, helps compare loan offers, manage finances, and plan repayments effectively to avoid financial strain. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-home-loan-emi-calculator Country List: India
A housing loan eligibility calculator helps assess your loan eligibility based on factors like income, credit score, age, and existing EMIs. It simplifies planning, avoids rejections, and offers insights on EMI and loan tenure for informed decisions. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-housing-loan-eligibility-calculator Country List: India
India offers various affordable housing schemes like PMAY, DDA, TNHB, MHADA, and more, aimed at helping EWS, LIG, and MIG groups own homes. These programs provide financial aid, online application options, and prioritize inclusive urban development. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/affordable-housing-schemes-in-india Country List: India
Which is the Better Investment : Plot vs Flat? Choosing between a plot or a flat depends on cost, returns, income, and flexibility. Plots offer long-term appreciation but need development, while flats provide rental income and quicker possession. Consider location, financing, and legal factors before investing to maximize returns. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/plot-vs-flat-for-investment Country List: India
Home loan refinancing lets you replace an existing mortgage with better terms, lower interest rates, or reduced EMIs. It offers financial flexibility, improved service, and access to additional funds. However, refinancing may not be ideal if it incurs higher costs or extends tenure unnecessarily. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/home-loan-refinance Country List: India
